The MMI Trap: When the BWC Cuts Your Checks Before You’re Ready
For an Ohio injured worker, “Maximum Medical Improvement” (MMI) isn’t a medical milestone—it’s a financial cliff. Under Ohio Revised Code 4123.56(A), the system prepares to cut you off the moment a doctor decides you have “plateaued.”
⚠️ The Financial Crisis of MMI
When you are declared MMI, your TTD checks stop. You are stuck waiting for 26 weeks to file for your PPD award. This is when injured workers may wind up in foreclosure and find they can’t afford groceries for their families.
⚖️ The Supreme Court “Retroactive” Trap
In State ex rel. Dillon v. Industrial Commission, 2024-Ohio-744, the Supreme Court of Ohio ruled that the IC can terminate TTD retroactively to the date of the medical report. This leaves you with a massive overpayment debt.
How a Board Certified Specialist Fights Back
As a Board Certified Ohio Workers’ Compensation Specialist Attorney, Mike Gruhin helps by dismantling biased reports by obtaining rebuttal medical reports and citing to the defense doctor’s missing medical records review. Additionally, when appropriate, filing for flow-through conditions to keep your compensation moving.
Need Help Navigating the Process?
Make sure you are up to date on the New Forms. If you need legal representation for your Ohio Workers’ Compensation Claim, contact Mike Gruhin for your Free, No-Obligation Consultation.
Or call us directly: 216-861-5555
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