Is Your Ohio Workers’ Comp Check Too Low? 3 Reasons the BWC Math is Wrong
Verified 2026 Data • OSBA Board Certified Legal Analysis
As an OSBA Board Certified Ohio Workers’ Compensation Specialist Attorney, the most common phone call I receive starts with a frustrated injured worker holding a check that doesn’t match their bills. In 2026, the BWC’s math is rigid. If your benefits seem “off,” it is usually due to one of these legal triggers.
Q: Why am I not getting 100% of my normal salary?
A: Under R.C. 4123.56, TTD is a wage replacement, not a salary continuation. You are typically paid at one of two rates:
- The 72% Phase (FWW): For the first 12 weeks, you are paid at 72% of your Full Weekly Wage.
- The 66.67% Phase (AWW): After week 12, your rate “cliffs” down to 66.67% of your Average Weekly Wage.
2026 Weekly Payment Limits
| 2026 Benefit Type | Weekly Limit | Statutory Basis |
|---|---|---|
| TTD Maximum | $1,281.00 | 100% of SAWW |
| Social Security Cap | $854.04 | R.C. 4123.56(D) |
⚠️ The “Multiple Jobs” Trap
If you worked two jobs before your injury, the BWC frequently shortchanges your check. The Fix: R.C. 4123.61 requires the BWC to include all income. We gather paystubs from your other jobs to force a combined AWW recalculation.
How We Fix Your Rate
We file a C-86 Motion to reset the math. By performing a “52-Week Audit,” we can legally remove periods of unemployment from the divisor under the “Special Circumstances” doctrine of R.C. 4123.61.
Need Help Navigating the Process?
Make sure you are up to date on the New Forms. Contact Mike Gruhin for your Free Consultation.
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