Key takeaways
- ✓Your Average Weekly Wage (AWW) determines nearly every benefit — even a small error costs you thousands.
- ✓TTD pays 72% of your Full Weekly Wage for weeks 1–12, then 66.667% of AWW from week 13 onward.
- ✓Wage Loss is one of the most overlooked benefits — you may qualify even while working at reduced pay.
- ✓PPD awards can be increased over time if your condition worsens.
- ✓Never settle a BWC claim without a full lifetime value analysis by a certified specialist.
Temporary Total Disability (TTD)
The money you get when you can’t work — calculated at 72% (weeks 1–12) or 66.667% (week 13+) of your wage.
Learn more →Average Weekly Wage (AWW)
The single number that determines every monetary benefit. Even a small error costs thousands over the life of your claim.
Learn more →Wage Loss Compensation
The benefit most injured workers never claim — up to 200 weeks of compensation when you return at a lower wage or can’t find work.
Learn more →Permanent Partial Disability (PPD)
Money for the permanent damage done to your body — based on documented limitations, not pain and suffering. Can be increased over time.
Learn more →Permanent Total Disability (PTD)
The most significant long-term benefit — when injuries permanently prevent any sustained employment.
Learn more →Lump Sum Settlements
The most dangerous decision in your claim. A settlement closes your claim permanently. Never settle without a specialist’s analysis.
Learn more →Medical Benefits
All allowed medical care, fully paid — including the right to appeal any denial and add psychological overlay conditions.
Learn more →Frequently asked questions
Not sure which benefits apply to you?
Mike personally reviews every claim for missed benefits — at no charge.